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The bad credit history remains on your credit file for as long as 6 years.With secured loans for bad credit, borrowers suffering from poor credit history can get loans to fulfill the credit needs. To get secured loans for bad credit all you need to do is place a security or collateral against the loan amount.

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A secured loan is a loan where you will be required to use your property as security against the loan, so the lender is able to balance the risk of lending to you.

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